求翻译（网站退货政策）
退货
施华洛的当务之急是要满足所有户。在网上购物的物品可收到后的2个内退还，除了礼品卡和凭证（适用法律）。不幸的是，在这个日期之后，还没有返回任何回报。
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施华洛世奇数字业务美国公司
联系人：上海返回
1肯尼博士
克兰斯顿RI 02920
美国
请参阅交货单的反向侧，选择您的首选返回选项（即，收到信用证或更换该项目）。如果您的返回或指令未被选中，施华洛世奇将自动为您的信用卡信用卡。
请注意，为购买的凭证，任何回报的退款将被减少的凭证价值，如果购买量低于最初要求的最低水平。
从网上商店购买的所有产品可能不会返回当地的施华洛世奇零售商。
关于校园网贷利弊的英文作文（不用太难，不用太长，简单一点的，要有中文翻译）
写作思路：通过校园网贷对于学生的作用来描写，结合学一特殊群体，没有收入，攀比心强，自制力差，写出校园网贷的危害。 正文： College students are young, curious and hope to keep up with the trend, so fashionable electronic products are favored by them. But electronic products are often expensive, often thousands, some even tens of thousands. 大学生正值年少、好奇心强、希望能紧跟潮流，时尚的电子产品就受到了他们的青睐。但是电子产品往往价格高昂，动辄几千，有的甚至上万。 In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs. 在记者的调查中，大部分学生的月生活费在几百到一千元之间，而这些生活费的来源主要是父母提供，通过兼职获得稳定收入的并不多。 The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic products. Among the surveyed students, the items purchased by installment payment are electronic products, entertainment consumption, daily necessities, etc., of which electronic products account for a large proportion. 消费能力和消费欲望的矛盾使得分期成为他们购买电子产品的一个重要途径。在受访学生中，使用分期付款购买的物品依次为电子产品、 娱乐消费、日用百货等，其中电子产品占了相当大的比例。 On the one hand, when students are short of money, the campus network loan can really solve the urgent need. 一方面，当学生囊中羞涩时，校园网贷确实能解燃眉之急。 Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic products, we are often" powerless ". Campus network loan can make us enjoy those products that we have been longing for for earlier. 河北建筑工程学院土木工程学院大四学生小任说：我们现在还没有稳定的收入，面对价格高昂的电子产品往往‘有心无力’，校园网贷可以使我们更早享受那些心仪已久的产品。 I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance. 我认为只要大学生能够合理安排额度，在承受范围内是完全可以充分利用的。 In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overdue interest will be generated. 另外，与传统银行卡一样，电商平台提供的信贷业务每个月也有固定的还款日。如蚂蚁花呗业务设定每月的10日为还款日，若在还款日前，未还清当前应还金额，会产生相应的逾期利息。 If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted". 如果没有超出还款期限1个月之内能够把款还上的话则不会影响信用记录，只是会多还点利息，如果超出了1个月，信用记录上就会留下“污点”。
网贷谁能给我解释下这句话什么意思？我看着实在太绕口，谁能给我翻译的简单点？
就是起息日为1号的，就每月最后一天还（包括当月）
起息日为其它日期的（除1号之外），每月在你借钱那个日期的前一天还。
英文翻译 我国P2P网贷平台的风险防范研究
我国P2P网贷平台的风险防范研究---Research on the risk of net loan platform in China P2P
希望能帮的到您，满意请采纳谢谢!
网络借贷安全翻译为英语
safety of loan on the internet
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